Claims

Learn how to maximize pet insurance payouts for chronic illnesses like diabetes and arthritis. A vet tech shows you how to avoid the runaround.

Analysis of a real-world CCL surgery claim denial ($5,200). We break down the 'pre-existing condition' clause and how to avoid it.

A vet tech explains the top reasons pet insurance claims get denied and shares blunt, insider advice on how to get your vet bills paid.

A vet tech's blunt breakdown of hip dysplasia surgery (THR vs FHO) for Golden Retrievers.

Deductible vs Co-Pay vs Reimbursement. We explain the 'Hidden Math' that turns a $100 deductible into a $500 bill.

Testing Lemonade's AI claim bot 'Jim' with a real vet bill. See how fast the claim is approved and where the AI fails.

A vet tech explains the 14-day illness wait, the 6-month orthopedic wait, and why buying insurance when your dog starts limping is the fastest way to get you...

An insider's guide to how vet clinics handle insurance claims. Learn the difference between 'medical necessity' and 'elective' to get paid.